English Recordings

As every seasoned charter client knows, the words “plus expenses” invariably follow the quoted weekly rate for a luxury charter yacht represents another 20 to 35 percent of the rate in the form of the Advance Provisioning Allowance (APA). The APA is written into the charter contract and is collected 30 days prior to the start of the charter. The crew can use these funds to provision for the trip before the client comes aboard.

The charter rate covers fixed costs such as the boat’s upkeep and maintaining the crew, including their salaries, meals, uniforms, etc. The APA covers the variable costs that arise from the client’s actual charter experience.

“The APA is used for every expense incurred while the client is on the yacht,” says Patricia Codere, charter manager with Fraser Yachts Florida, Inc. “Dockage, fuel, fuel for tenders, food, beverages, customs, agents’ fees, flowers (not including the initial flowers), etc., are paid by the APA.”

Ann Landry, charter broker with Northrop and Johnson Yachts, adds a few more items to the list: “Ground transport, tours ashore, local harbor fees, communications made via the yacht’s systems.”

What percentage of the charter rate a boat should collect from the client as the APA depends on a couple of factors, starting with the type of vessel being hired, its rate of fuel burn and the distances involved in the charter itinerary. Landry says typical APAs are: “30 percent for motor yacht charters and 20 to 25 percent for sailing yachts.”

An important factor, of course, is the client’s desired lifestyle during his or her charter vacation. If the client and guests plan to consume Krug and beluga daily, it will cost a bit more than Cabernet, crackers and cheese. And if special foods are to be flown in fresh to the boat during the week, the APA should be ratcheted up accordingly.

“Planning in advance with the client’s people as soon as the contract is signed or sometimes before is crucial to having enough funds to do the job,” says Capt. Herb Magney of M/Y At Last, who gives the following example of a five-day charter trip he did in The Bahamas for a client and guests with lavish tastes.

“Before the client had made the decision to sign with us, we had been in a competition with two other boats as to who could come up with more WOW. We won,” Capt. Herb says. Then the client proceeded to add even more WOW elements to the list, including: “sushi from NOBU, airplane rides, triple the size of the fireworks show, 50 bottles of Dom Perignon (because each guest had to drink one bottle per day), custom-made vodka, lots of caviar, two bands, (including a 30-piece junkanoo band to welcome the guests on arrival in Nassau), Humvee limos, seven-course white truffle dinner on the beach (the first truffles of the season were flown from Italy), four persons added to the crew....” In the end, the APA for that client was close to 100 percent of the charter fee.

Other clients are far more moderate in their requests. “Some people want frugality to the bone,” maintains Capt. Herb. “I have a repeat client who wants to go real slow, save diesel; the kids eat burgers, weenies and Kraft mac and cheese; they drink Bud Light and don’t bother with Champagne. Rock on low APA.”

The key is to work with the charter agent and the client or his or her representatives well in advance to accurately gauge the amount of APA needed for the individual client and his or her party. “Hopefully I do a good enough job collecting APA that the captain does not need to go to the client for additional funds,” comments Landry. Her advice to charter captains is to, “Manage the APA like it is your own money. I request a copy of the APA Accounting Summary from every charter and I do review it carefully as a fiduciary duty to my client. Most of my colleagues do the same,” she says.

Even when the APA is sufficient to cover all of the charter’s expenses, the captain still should keep the client apprised of all APA expenditures during the course of the charter. “Catch the principal charter client at a good moment halfway through the charter and sit down with him to go over the expenses,” says Jordanna Joffe, charter manager at International Yacht Collection. Adding that it’s important to keep accurate records of APA expenditures, she recommends that captains invest in a user-friendly accounting software program like QuickBooks. Detailed accounting is especially important for first-time charter clients, she continues. Even if they are prepared in advance by their charter agent, “They may be sticker-shocked by the price of a bag of Tostitos in The Bahamas.”Cordere agrees. “Be sure to have receipts and keep up the accounting on a daily basis,” she says. “Show your guests the accounts often so there are no surprises at the end of the charter.”

If there is money left in the APA account at the end of the charter, in some cases the client will put it toward the crew’s tip. “Sometimes, but not always,” says Cordere. “The captain shouldn’t ask for a large amount of APA hoping that the leftover will be used for gratuity. That doesn’t always ensure a big tip.”

“If the tip is to be leftovers from the APA, some clients will send the APA knowing that if the crew is prudent with the fund, then there may be more leftovers to fight for. I do not promote this thought,” says Capt. Herb. “I give the client a baseline estimate determined by the preferences, travel times, types of booze and food, and then advise the client if they are so inclined they can go home and wire additional funds to the management company or the captain for disbursement.”

Exceptional service with no surprises is the best way to ensure a good tip.

Ye Highlands and Ye Lowlands,
O where hae ye been?
They hae slain the Earl of Moray,
And hae laid him on the green

A crannog was usually made of stones built up above the water surface to form an artificial island in a shallow area of lake.

Once upon a time three smiling fairies went to see a baby called Rose to give her special good luck wishes. But then a bad fairy sneaked in, waving her magic stick. "Be careful, Princess" she screamed. "And beware of Spinning Wheels!"
The princess grew up happily until one day she discovered a spooky, hidden room with an old Spinning Wheel in the corner. As she reached out to touch it, she pricked her finger and the wicked spell made her fall asleep for a hundred years.
One snowy day, a prince came riding up to the castle. He swung his axe and chopped down the sharp rose brambles which had covered the stone walls.
He foung Sleeping Beauty and fell in love with her. As he kissed her, the spell was broken and she woke up.
They were married in springtime and lived happily ever after.

Please just read in English sentences.
Thank you!

----------scared-----------------
1. 겁을 집어먹은, 겁에 질린
a scared child 겁을 먹은 아이
be scared out of one’s senses 겁이 나서 정신을 못 차리다, 대경실색하다
2. (서술형용사) … 하기가 겁나는 (of, to do); …하지 않을까 두려운
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(구어) 깜짝 놀란, 겁먹은.
1. scared stiff[to death] 무서워 죽을 것 같은.

2. scared at[of] …에 깜짝 놀란[겁먹은].
scared at the sound of the air raid siren 공습 경보 소리에 겁먹은.

3. to 부정사를 동반하여
They are scared to say anything. 그들은 뭔가 말하기를 두려워한다.

4. that절을 동반하여
We were scared that the roof would collapse. 우리는 지붕이 무너질까 겁이 났다.

------[sample sentence]------------------
But he's really starting to scare me. (-하지만 겁이 나려고 해

I don't scare easily. (-난 쉽게 겁먹지 않아요

The first time I appeared on TV, I was scared stiff. 처음으로 TV에 출연했을 때 나는 얼어 버렸다

Good. It's good you're scared of me. 무서워 해주니 고맙군, 친구

The accident scared me out of my wits. (

-I want to see you, I'm scared. (보고 싶어요. 무서워요

I'm kind of scared of the dark. (-어두운 건 무서워서 말이에요

You're scared they'd get hurt too. (-다칠까 걱정된다고?

Do you think I'm scared of you? (-내가 당신을 겁낼 줄 알아요?

You’re scared they’d get hurt too. (-다칠까 걱정된다고?

I'm done being scared of you. (-이젠 안 무서워요

But then I started to get scared. (-그런데 겁이 나는 거야

I was so scared I just left. (-너무나 무서워서 그냥 떠났어요

I'm sorry if I scared you. (-두렵게 했다면 미안합니다

I know you're scared right now, (-지금 겁에 질린 거 알아

I am not scared of the wind! (-바람이 무서운 게 아니에요!

What scared you? What did you see? (-무엇을 보고 그렇게 무서워 하는거야?

I was scared to go in alone. (-혼자 들어가기가 무서웠어요

Come out. What are you scared of? (-이봐, 뭐가 무서운 거야?

You didn't think l was scared? (-난 겁이 안 날 것 같아요?

I'm too scared to move forward (-앞으로 가자니 겁나고

Aren't you ever scared out there? (-현장에 있으면 겁나지 않아?

1 + 1 = 2
1 - 1 = 0
1 ÷ 1 = 1
1 × 1 = 1
1 + 0.1 + 0.01 + 0.001 = 1.111

Some people do not like to have any bosses and they work for themselves. Sometimes it can be very difficult, you have to work long hours, sometimes you do not have weekends or holidays, and you can have problems with loans or taxes. But it gives you a feeling of freedom. These jobs are called free lance and include artists, journalists, but also for example accountants.
When somebody looks for a job, they usually search advertisements in newspapers or online. There are also specialised personnel agencies which help people to find a job and employers to find a suitable employee.When you find an interesting offer, you have to write down a motivational letter including job application and a CV (curriculum vitae). The CV is very important. It describes your education, qualifications and work experience. The future employer chooses his employee based on the CV. If he chooses you, he invites you for an interview. He wants to meet you personally and discuss with you your plans and demands. If his requirements and your demands fit together, you will probably get the job. Then you will sign the work contract which will include all important work conditions, such as salary work hours and holiday.

For intellectual jobs people pass the school leaving examination or even study some kind of university. After graduation they become doctors, engineers or professors. The higher education you have, the better salary you usually get. But this does not work automatically. Work in some parts of the economy is paid better, and in others it is worse. Intellectual jobs can be divided into several groups: economic jobs, such as accountants, bankers, economists, various managers; humanistic jobs, such as historians, judges, lawyers, language teachers, philosophers and so on; and natural science jobs, such as architects, mechanical engineers, electrical engineers and so on. Art jobs are special kinds of jobs in which people use their imagination and talent. They are painters, sculptors, actors, writers and musicians. There is another special sort of intellectual jobs, for which there is no special education, such as politicians, ministers, senators and of course a president.
There are various types of employment: people can work either in the state sector or in the private sector. The state sector now includes mostly various offices, ministries, courts, schools and also health service. Jobs in state institutions usually are not paid so much but offer stability and guarantee. Or you can work in the private sector, from a small private company up to a big multinational corporation. Work conditions are rougher here. Employers have higher demands for qualifications, skills and hours worked. On the other hand they can offer better salaries or a share in profits. Jobs in foreign banks or insurance and trade companies especially are very well paid.

Most people do their job to earn a living. But doing a job also satisfies one’s need to be useful and to use his talents. A good job is also a measure of success. In addition to traditional professions such as trades and crafts, modern technology has created a whole new class of jobs. The changing world will probably force people to have several jobs during their lifetime. Today youth people are lucky that they have many options from which they can choose. The opportunities are almost endless. The aim of today’s educational institutions is to prepare the youth for the future which is full of changes and challenges.
Jobs can be divided into two main groups: manual and intellectual. People doing manual work are sometimes collars blue-collars and people doing intellectual work white-collars. The difference between these two groups is in required education and the salary. The salary often depends on education and work experience.
In manual jobs people do manual work. The education for them is shorter than the preparation for intellectual jobs. Young people are trained for them in Apprentice centres for two or three years. Two years are for the simplest jobs like mason. Longer education can last three years for professions like cooks, electricians, mechanics, plumbers or miners. But there are also professions for which you must study four years and have school leaving examination, such as for example watchmaker, shop assistant or decorator. And there are also jobs where you do not need any education – like a digger or housekeeper.

My name is Lewis. I am ten years old. I am a student at Charles Dickens Primary School. I live in London. I can ride a bike and I can sing a song. I like kites and I can fly a kite.