Please don't read the tittle and read the Phrase 2 times with natural speed before read the situation about it. ^^ Thank you very much.
"I hate to say 'I told you so', but..."
Situation :
You and your boyfriend disagreed about when to arrive at the airport to catch a flight. You thought that you should go earlier, but he wanted to go later. Now you've missed your flight. You're annoyed, so you say this to him.