Please don't read the tittle read the Phrase 2 times with natural speed before read the situation about it. ^^ Thank you very much.
"Frugal? Cheap is more like it!"
Situation:
Your sister is telling a story about your father at a family party. In the story, she politely says that your father was "frugal" when you were children (meaning that he always saved his money). You want to tease your father a little more, so you say: